2 lbs. browned hamburger
1 (15.5 oz.) can kidney beans
1/2 cup chopped onion
1 tsp. chili powder
1 (28 oz.) can diced tomato(es)
1 (15.5 oz.) can black beans
1 clove minced garlic
1/2 tsp. garlic salt
tortilla chips
toppings such as tomatoes, lettuce, avocados, green peppers, olives, shredded cheese, sour cream, optional